92% of Malaysians Over 40 Have No Plan for Long-Term Eldercare - Until It’s Too Late
Stop relying on medical insurance that only covers hospital bills.
Discover the overlooked eldercare plan that covers long-term care, private nurses, and retirement homes.
2-Hour Live Zoom · One Night Only · No Replays
Date
(Tue) 23 Sept 2025
Time
8PM - 10PM
Date
Zoom
We also Serve
The 3 Biggest Concerns Stopping Most Malaysians from Planning Eldercare
“I already have medical insurance, isn’t that enough?”
Most policies only cover hospital bills, not long-term care, private nurses, or retirement homes.
“I’m still healthy, isn’t it too early to plan?”
That’s actually the best time. You qualify for better plans and lower rates before any health issues appear.
“I’m not rich, can I even afford this kind of care?”
That’s the beauty of this strategy. It’s designed to make premium care accessible, without draining your savings or EPF.
It’s normal to feel this way.
That’s exactly why we built this webinar, to help you overcome these doubts and finally move forward with confidence.
2-Hour Live Zoom · One Night Only · No Replays
Tony Robbins often stresses: “You must have Long-Term Care protection...”
According To The New York Times:
70% of people over age 65 will need some form of long-term care, such as nursing support, rehabilitation, help with bathing, feeding, or dementia care, yet only 20% have long-term care insurance.
The Harsh Truth About Aging That No One Talks About
70% of people over age 65 will need some form of long-term care, things like nursing support, rehab, help with bathing, feeding, or dementia care.
But here’s the scary part:
Only 20% have long-term care insurance.
That means 80% end up paying out of pocket… or becoming a financial and emotional burden on their children.
The Cost is Crushing
In Malaysia, your hospital medical card ≠ long-term care coverage.
It won’t pay for nursing homes, in-home caregivers, or rehab.
Here in Malaysia, care costs average RM7,000/month - that’s RM420,000 in just 5 years.
With inflation, the next 10 years could easily push this to RM1 million.
And the leading causes?...
38% - Stroke
26% - Cancer
6% - Degenerative diseases
(Aviva 2018–2020 claims data)
Even more shocking:
1 in 3 people will be severely disabled for over 10 years.
The average care period is 4 years - and it’s not “just a few months.”
When Should You Plan for Long-Term Care?
Not when you’re old. Now.
Because once you lose mobility, from a stroke, accident, or illness, it’s too late to qualify for the best options.
Long-term care means needing daily help for basic activities like:
✿ Bathing
✿ Continence
✿ Mobility
✿ Dressing
✿ Eating
✿ Transfer
The Real Problem... Long-term care = long-term expenses.
Without a plan, you’ll either drain your savings or rely on family, and neither is a dignified way to live.
The good news?
In just 2 hours webinar, you’ll discover a plan to get quality care without using your savings, keep your freedom, and make sure your family never has to carry the burden.
2-Hour Live Zoom · One Night Only · No Replays
my clients' stories
A 78-year-old former headmistress in Bukit Mertajam suffered a stroke, but her elder care insurance paid RM 355,041.96, covering her care and easing her family’s burden. Nearing 79, she’s grateful for planning ahead - proof that elder care insurance helps anyone age with dignity and peace of mind.
At 58, a single multinational company director secured disability coverage to ensure quality long-term care if needed. 4 years later, she suffered a severe stroke at work, and the long recovery meant she could not return to her job. Her policy paid RM 300,000, providing vital financial support.
The Big Misunderstanding: Thinking Your Medical Card Covers Eldercare
Over the 15+ years working with retirees and families, I’ve seen this myth leave many people shocked and unprepared.
Medical cards cover hospital bills - not ongoing care from a nurse, caregiver, or assisted living.
See the chart below for a clear breakdown.
Medical card
What it covers?
Hospital bills, surgery, medicationWhen it pays?
While you’re in the hospitalAfter hospital
Stops paying after dischargeAverage duration of claim
Days to weeksMain purpose
Protect you from high hospital bills
Eldercare Insurance
What it covers?
Long-term care: private nurse, in-home caregiver, rehabilitation.When it pays?
When you lose independence (can’t perform 3 out of 6 activities of daily living like Bathing, Continence, Mobility, Dressing, Eating and Transfer)After hospital
Continues paying for months or years if neededAverage duration of claim
Years (average 4 years, some over 10 years)Main purpose
Protect your lifestyle, savings, and family from long-term care costs
2-Hour Live Zoom · One Night Only · No Replays
My client’s top reason for eldercare planning.
01
“I Have Financial Support When I Need It Most”
If I ever need long-term care, whether it’s a private nurse, a retirement home, or changes to my house, I won’t have to drain my savings or sell my assets to pay for it. My plan takes care of the cost.
02
“I Keep My Dignity and Independence”
I get to decide where I live, who looks after me, and how I want to spend my later years. I’m not forced into choices I don’t want just because of money.
03
“I Won’t Be a Burden on My Children
My kids can focus on being my family, not my full-time caregivers. They don’t have to give up their jobs or struggle financially to look after me.
04
“I Keep My Dignity and Independence”
I get to decide where I live, who looks after me, and how I want to spend my later years. I’m not forced into choices I don’t want just because of money.
You Have 2 Choices:
Keep doing it the old way
Put off planning - until it’s too late and your options are gone.
Rely on your children, even if they’re already stretched.
Risk losing your freedom - and ending up in a place you didn’t choose.
Or switch to the new way
Follow V100 Consultantcy Eldercare Financial Blueprint and plan with confidence.
Enjoy peace of mind, knowing you’ll never be a burden.
Retire with dignity, independence, and choice.
What You’ll Learn in This 2 hours Eldercare Financial Blueprint webinar:
In just 2 hours, you’ll walk away with a full roadmap to protect your future:
How to take full control of your aging journey
Never leave your future to luck, your children, or the government.
How to secure a luxury lifestyle, private care, or retirement resort
WITHOUT draining your savings or EPF.
How to multiply your capital 10X
By using financial strategies designed specifically to fund eldercare while preserving your wealth and legacy.
How to plan even if you’re single, divorced, or have no children
So you’re never left without support, care, or choices.
2-Hour Live Zoom · One Night Only · No Replays
Meet Your Trainer: David Ooi
David Ooi
Founder of V100 consultancy
David Ooi is Malaysia’s first and only eldercare financial planning specialist.
Starting in the insurance industry at just 21, he became a Presidents Club member by 24, led million-dollar agencies, and broke national records.
With 36+ major awards and 4-time Million Dollar Round Table recognition, David has helped countless families secure their future - ensuring they never burden loved ones or sacrifice quality of care.
In this 2-hour webinar, he shares the proven eldercare financial blueprint that lets you retire with dignity, stay independent, and have complete financial control.
If you want to prepare wisely and early, this webinar is for you.
About David Ooi
2020–2022 – CIA500 World Chinese Top 500 Team Champion
2020 – Youngest Malaysian CIA500 Team Leader Champion
2013 & 2020 – International Dragon Award (IDA) Silver Dragon
2019 – IDA Bronze Dragon
2012–2022 – 7-time Million Dollar Round Table (MDRT) member, 4-time Court of the Table (COT), MDRT Lifetime Member
2018–2022 – Advisers Gold Crown Award
2020–2022 – AKARD Million Dollar Organization Award
2012 – Northern Malaysia New Agency Manager Champion
2012–2014 – 3-time Northern Malaysia Agency Manager Champion
2015, 2018–2021 – Northern Malaysia Agency Manager Overall Champion
2017 – Northern Malaysia Investment-linked Agency Manager Champion
2016–2021 – 6-time Northern Malaysia Training & Development Award
2020–2021 – Company Direct Sales Agency Manager Champion (Taiwan) + Broke Agency Manager Record
2011–2022 – Company Overseas Travel Award
Backed by Clients, Honored by the Industry
David Ooi has helped hundreds of people plan for eldercare with peace of mind. These awards and recognitions aren’t for showing off - they’re proof that he truly knows his work and delivers results.
Featured Stories & Press Coverage
Frequently Asked Questions
Do I need to pay for this seminar?
No. It’s completely FREE. But seats are limited.
I already have medical insurance. Why attend?
Because most medical plans only cover hospital bills — not caregiving, private nurses, or retirement lifestyle.
What if I’m not sure I qualify?
That’s what the webinar is for. We’ll show different plans that match your health and life stage.
What if I have other commitments that day?
This is a rare, live-only event with no replay. Prioritize your future.
Date
(Tue) 23 Sept 2025
Time
8PM - 10PM
Date
Zoom
It’s Never Too Late
But Don’t Wait Until It Is...
The best time to start eldercare planning was years ago.
The second-best time is today.
In this 2-hour webinar, he shares the proven eldercare financial blueprint that lets you retire with dignity, stay independent, and have complete financial control.
If you want to prepare wisely and early, this webinar is for you.
2-Hour Live Zoom · One Night Only · No Replays
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